Motor Insurance is easily sourced from the Able Insurance team.
At Able Insurance we have insurers that can protect your car, motorcycle, boat, caravan, trailer and horse float against accidental loss or damage and legal liability. There are 3 types of car insurance covers, read on for more details.
Comprehensive insurance provides top cover for your vehicle, protecting it from accidental damage, fire and theft. It also covers damage that is caused by your vehicle to someone else’s vehicle or property.
Most insurers will provide you with a free windscreen replacement per year and you can also obtain such features as:
- Hire car full loss or theft
- Personal property cover
- Some insurers will provide free garden trailer cover
- No excess when you are not at fault (conditions apply for particular insurers)
Third Party plus Fire and Theft
Third Party plus Fire and Theft insurance covers your vehicle against fire and theft and covers damage that is caused by your vehicle to someone else’s vehicle or property. Damage to your own vehicle from your fault is not covered.
This cover provides a premium reduction to the Comprehensive Insurance and is great value for those with older vehicles whose value is low, but you would still like to ensure your car is covered in case of fire or theft.
Third Party Only
Third Party Property Damage Insurance covers you for the damage caused by your own vehicle to someone else’s vehicle or property. This cover is the lowest premium of all covers and provides peace of mind that if you are on the road you will not be hit for any large expenses to fixing other vehicles in case of an accident.